Applications are accepted from a variety of sources (WEB, Bank Branches, Call Centers and Partner Gateways) automatically and decisioned in WorkFinity® BPRM Rules / Pricing Engines or through SOA interfaces with Bank’s own proprietary decision engines. Offers, for qualified consumers, are generated in real-time in seconds. There are no loan officers required to review the loan applications and/or price the loan! It all happens automatically.
The technology is designed with the "Instant Automatic Decisioing" as the main criteria for high-volume processing, and also for equipping the financial institutions with a powerful tool through which they can present their highly competitive loan products with a quick, precise and accurate level of service that the average consumer has come to expect.
Our Instant offer technology also provides various options to consumers to enable them to modify their loan terms as and when desired and receive multiple instant offers...all in real-time.